In 2008, “the future of card issuance” truly arrived as many major financial institutions initiated programs to capitalize on the changes occurring in the card issuance industry. In many cases, Runge & Company has been there to offer expert guidance on implementing these instant issuance programs. We have offered services that  encompass: financial analysis and business case development, hardware and software selection based upon a range of deployment options, and identifying key processes and interfaces that impact the cardholder experience.

As our client list has expanded, we have developed a consulting philosophy based upon a “rapid response” model because opportunities often present themselves overnight in the dynamic financial card marketplace. Our clients sometimes want us to get on a plane the next day. These clients have included “tier one” banks, card associations, large regional credit unions, and card manufacturers.

We have hands-on experience in reviewing existing card issuance processes and building a coherent technical strategy for implementing the correct instant issuance architecture. We create a model that addresses resource requirements, implementation timelines, and cost structures.

We can provide a clear basis for determining project feasibility. Our financial analysis looks at the economics of instant issuance in terms of expected revenues, penetration, activation, card usage, and many other variables.